NTR Phone Group follows the story of Eddie and Rachel, a once-happy married couple now struggling under the weight of overwhelming debt. Forced to take out loans during a jobless pandemic, Eddie finds himself consumed by work, desperate to please his boss while battling stress-induced erectile dysfunction. Meanwhile, Rachel is determined to find a job to ease their financial burden and spend more time with her husband. But as the pressures of life mount, their relationship is put to the test in ways they never expected.